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Remittances and Ghana’s Economy: Consumption, Enterprise and Foreign Exchange
Explores how remittances reach Ghanaian households, support housing and enterprise, and enter foreign-exchange markets. The report combines dated flow records, household studies and transfer-cost comparisons with conditional funding scenarios, separating amounts received, spending decisions and settlement timing from claims about national economic effects.
VAT Design, Business Cash Flow and Consumer Prices in Ghana
Examines Ghana’s VAT design through input-tax recovery, refund timing, business liquidity, consumer prices and household burdens. Using the January 2026 framework, historical evidence and conditional scenarios, it separates invoice rules from cash-flow effects and explains what is needed to measure price pass-through and distributional outcomes.
Beyond the Headline Tax Rate: Measuring Ghanaian Firms’ Effective Tax Burden
Looks beyond statutory rates to distinguish taxes borne by Ghanaian firms from collected taxes, employer contributions, fees and private compliance costs. Selected company accounts and standardised enterprise cases show how measurement choices, margins, tax bases and payment timing change the interpretation of effective burdens.
Understanding Ghana’s Debt-to-GDP Ratio: Repayment, Restructuring and Valuation
Explains changes in Ghana’s debt-to-GDP ratio by separating borrowing, repayment, restructuring, exchange-rate valuation and GDP growth. The report connects exact accounting decompositions with instrument-level evidence, debt-service requirements and financing scenarios, helping readers assess what a lower ratio does—and does not—say about payment capacity.
Ghana’s Post-Restructuring Repayment Calendar: Liquidity and Refinancing Exposure
Maps Ghana’s published post-restructuring principal and interest obligations by currency and payment date. International notes, domestic debt exchanges and historical Treasury-bill cohorts are assessed alongside revenue, financing-access and cash-timing scenarios, showing why settlement status and usable funding matter when evaluating liquidity and refinancing exposure.
Fiscal Balances and Payment Arrears: What Government Accounts Mean for Businesses
Examines how Ghana’s cash and commitment fiscal balances relate to unpaid claims, audit status and supplier liquidity. The report reconciles official fiscal records with conditional contractor cash-flow, employment and banking scenarios, clarifying the difference between recognised obligations, validated claims, arrears clearance and money received by businesses.
Fiscal Adjustment and Domestic Demand: The Importance of Spending Composition
Investigates how the composition and execution of Ghana’s fiscal adjustment shape household consumption, enterprise receipts, investment and public-service capacity. Official spending comparisons and published programme evidence are combined with conditional demand and cash-flow scenarios to explain why wages, procurement, transfers and capital spending require distinct analysis.
Debt Service and Human Development Spending in Ghana
Compares Ghana’s debt-service pressures with financing, budget execution and real resources for health, education and social protection. The report reconciles overlapping allocations, examines spending per resident and programme payment records, and tests conditional financing and provider-liquidity scenarios while distinguishing budget promises from delivered resources.
A Changing Cedi: Different Effects on Importers, Exporters and Domestic Producers
Examines how exchange-rate changes reach business costs, margins, competition and currency liabilities. Historical evidence and six explicitly assumed enterprise profiles translate currency exposure into practical cash-flow and decision questions.
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