Established 2017 · Accra, Ghana
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Research and models for your next decision.

Explore Ghana’s economy and markets. Build your financial plan. Choose from 6 research reports and nine financial-model packages, sold as separate products with clearly listed files.

Explore the collectionCompare publications
Ghana business & investment intelligenceOctober 2026 collection
New releasePDF + Excel
Cover of Ghana Business Outlook and Corporate Planning Scenario Book
Ghana Business Outlook159-page report + 27-sheet planning workbook
GHS 500

Original IDER publications15 separate products

Clearly defined files3 PDFs · 12 PDF + Excel packages

GHS 250–500 per productOne-time purchase · Ghana cedis

Private licensed accessReleased after payment verification

Use the models online with IDER Financial Intelligence Cloud

GHS 200–500 covers your first two months. Then renew monthly. Save scenarios, collaborate and access the original reports and workbooks.

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Prices in Ghana cedis

All 15 products are priced from GHS 250 to GHS 500 each. One-time purchases for one named user.

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The research collection

Choose the intelligence your decision needs.

6 research reports and nine financial-model packages. Choose each product separately, with its files and GHS price clearly listed.

15 of 15 publications

Cover of Ghana Business Outlook and Corporate Planning Scenario BookPDF + Excel package
Corporate planning and business outlook

Ghana Business Outlook

159 pages27 Excel sheetsEnglish edition

Test a Ghana business plan across sales, cost, currency and collections scenarios. Pair a 159-page evidence-led report with a 27-sheet Excel workbook for monthly cash, funding gaps and management decision triggers.

Use it to
  • Compare four planning cases and a custom case across eight sector playbooks.
  • Trace sales and costs into monthly cash, debt service and capped funding.
  • Challenge currency exposure, borrowing charges and capital investment.
GHS 500.00Single-user licence
See what’s inside

Ghana Business Outlook and Corporate Planning Scenario Book

  • 159-page commercial report in English (PDF).
  • Editable Excel planning workbook with 27 worksheets.
  • Eight sector-specific sales, cost and working-capital playbooks.
  • Four published planning cases plus an editable custom case.
  • Monthly funding model, 13-week cash schedule, FX ladder, loan comparison and capex tools.
  • Observed macro/enterprise benchmarks, predictive-model diagnostics and selectable historical replay.

For: Corporate executives, CFOs and treasury teams, Manufacturers, Lenders, Investors, Business associations.

Evidence dates: National macroeconomic and enterprise benchmarks; predictive-model diagnostics; evidence cutoff 4 October 2026. Company cases use synthetic planning defaults requiring calibration.

Conditional company scenarios use synthetic GHS12 million annual-sales defaults; replace them with company records. They are not nationally representative sector forecasts or identified causal effects.

Predictive regressions use short historical samples; survey coverage is restricted. Standalone cash, FX, loan, bank and capex tools require deliberate reconciliation. This store package includes only the PDF and XLSX; it does not include PowerPoint, code or datasets.

Validated commercial edition, October 2026 · Dr. Felix Larry Essilfie · IDER

Included files: IDER_Ghana_Business_Outlook_Report.pdf · IDER_Ghana_Business_Outlook_Planning_Models.xlsx

Extract the ZIP to open the report and included Excel workbooks.

Cover of Ghana’s Consumer Demand Map: Purchasing Power, Product Demand and Market GapsResearch report
Consumer market intelligence

Ghana’s Consumer Demand Map

96 pagesEnglish edition

Find the evidence behind product, channel and market-entry choices. Translate Ghana’s household benchmarks into a disciplined programme of paid-demand tests, repeat-purchase measurement and launch cash planning.

Use it to
  • Screen a product category and its household catchment.
  • Test price and distribution access with paying customers.
  • Assess repeat demand, unit contribution and launch cash needs.
GHS 350.00Single-user licence
See what’s inside

Ghana’s Consumer Demand Map: Purchasing Power, Product Demand and Market Gaps

  • 96-page PDF with linked contents
  • Two-page decision brief (pp.6–7)
  • 12 SMART commercial actions (pp.74–79)
  • Model/equation catalogue (pp.80–89)
  • Source register and transparent evidence limits (pp.90–95)

For: Manufacturers, Retailers, MSMEs, Investors, Business associations.

Evidence dates: Expenditure 2016/17; census 2021; financial and digital access 2024.

Historical national benchmarks; not a 2026 product-sales forecast

No current SKU-by-income-by-location customer counts, elasticities, outlet census, brand-repeat panel or guaranteed returns

Final commercial edition · Dr. Felix Larry Essilfie · IDER

Included files: ghana-consumer-demand-map.pdf

Cover of Merchant Payments and Digital Credit in Ghana: Revenue Models and Commercial ViabilityResearch report
Payments and fintech intelligence

Merchant Payments & Digital Credit

128 pagesEnglish edition

Assess the commercial engine behind Ghana’s digital transactions. Separate payment volumes from earned revenue, merchant activity from retention, and credit growth from repayment performance.

Use it to
  • Reconcile payment, settlement and loan ledgers.
  • Test merchant acquisition, retention and payback economics.
  • Allocate fraud exposure and assess credit-vintage performance.
GHS 400.00Single-user licence
See what’s inside

Merchant Payments and Digital Credit in Ghana: Revenue Models and Commercial Viability

  • 128-page PDF with linked contents
  • Two-page decision brief (pp.6–7)
  • 12 SMART commercial actions (pp.95–100)
  • Model/equation catalogue (pp.101–116)
  • Source register and transparent evidence limits (pp.117–127)

For: Payment providers, Banks, Merchants, Manufacturers, Investors, Business associations.

Evidence dates: Payments 2024–Q1 2026; fraud 2024–2025; provider disclosures 2024–2025; survey fieldwork and regulatory versions separately dated.

No national merchant-profit or digital-credit-loss forecast

No proprietary merchant cohort, fraud event or loan vintage files; CAC, retention and national loss outcomes remain unestimated

Final commercial edition · Dr. Felix Larry Essilfie · IDER

Included files: merchant-payments-and-digital-credit-ghana.pdf

Cover of Ghana’s Attainable Housing Market: What Buyers and Tenants Can Actually AffordResearch report
Housing and real estate intelligence

Ghana’s Attainable Housing Market

139 pagesEnglish edition

Assess Ghana’s housing opportunity through entry cash, recurring payment capacity and product fit. Combine national housing evidence with dated mortgage, developer and rental offers to screen viable products and plan verified buyer and tenant research.

Use it to
  • Test deposit cash and continuing payments against the actual household budget.
  • Match dwelling size, services and location to dated prices and verified financing.
  • Track paid conversion and delivery before committing or scaling investment.
GHS 450.00Single-user licence
See what’s inside

Ghana’s Attainable Housing Market: What Buyers and Tenants Can Actually Afford

  • 139-page PDF with linked contents
  • Two-page decision brief (pp.6–7)
  • 12 SMART housing-market actions (pp.104–109)
  • Model/equation catalogue (pp.110–128)
  • Source register and transparent evidence limits (pp.129–138)

For: Developers, Mortgage lenders, Housing institutions, Investors, Finance teams.

Evidence dates: Housing census 2021; lender fee guide March 2026; separately dated lender, developer and rental offers accessed 3 October 2026.

National 2021 housing stocks and selected dated offers; not a national 2026 qualified-buyer or tenant-demand forecast

No current representative joint income, deposit, debt and property-choice dataset, regional price model, mortgage-default forecast or guaranteed returns

Final commercial edition · Dr. Felix Larry Essilfie · IDER

Included files: ghana-attainable-housing-market.pdf

Cover of Integrated Business Financial ModelPDF + Excel package
Financial model · F01

Integrated Business Financial Model

48 pages14 Excel sheetsEnglish edition

Link profit, financial position and cash in one editable business model. Translate operating assumptions into integrated statements, funding needs and reconciliation checks.

Use it to
  • Build integrated income, balance-sheet and cash-flow statements.
  • Test sales, working capital, debt and investment assumptions.
  • Identify funding needs and reconcile the financial statements.
GHS 450.00Single-user licence
See what’s inside

Integrated Business Financial Model

  • 48-page original English PDF
  • 1 Excel workbook(s) · 14 editable worksheets
  • All listed files delivered in one ZIP

For: Business owners, Finance teams, SMEs, Business advisers.

Evidence dates: Ghana / GHS reference setting. Evidence checked 10 October 2026; business inputs are illustrative.

Illustrative scenarios and editable assumptions require calibration to your own records. Outputs are conditional planning results, not guaranteed forecasts or lending decisions.

External references do not imply endorsement; independent human validation is not asserted.

Version 1.0.0 · October 2026 · Dr. Felix Larry Essilfie · IDER

Included files: IDER_F01_Report.pdf · IDER_F01_Model.xlsx

Extract the ZIP to open the report and included Excel workbooks.

Cover of 13-Week Cash-Flow and Liquidity ForecasterPDF + Excel package
Financial model · F02

13-Week Cash-Flow and Liquidity Forecaster

47 pages8 Excel sheetsEnglish edition

Schedule receipts and payments over 13 weeks. Test timing shocks, weekly cash balances, facility use and the buffer needed to keep trading.

Use it to
  • Map dated receipts and payments.
  • Stress-test timing delays and minimum cash buffers.
  • Review weekly liquidity and borrowing needs.
GHS 300.00Single-user licence
See what’s inside

13-Week Cash-Flow and Liquidity Forecaster

  • 47-page original English PDF
  • 1 Excel workbook(s) · 8 editable worksheets
  • All listed files delivered in one ZIP

For: Business owners, Finance teams, SMEs, Business advisers.

Evidence dates: Ghana / GHS reference setting. Evidence checked 10 October 2026; business inputs are illustrative.

Illustrative scenarios and editable assumptions require calibration to your own records. Outputs are conditional planning results, not guaranteed forecasts or lending decisions.

External references do not imply endorsement; independent human validation is not asserted.

Version 1.0.0 · October 2026 · Dr. Felix Larry Essilfie · IDER

Included files: IDER_F02_Report.pdf · IDER_F02_Model.xlsx

Extract the ZIP to open the report and included Excel workbooks.

Cover of Break-Even, Profitability and Operating LeveragePDF + Excel package
Financial model · F03

Break-Even, Profitability and Operating Leverage

47 pages8 Excel sheetsEnglish edition

Connect product contribution, sales mix and fixed costs to break-even volume and target profit. Explore how changes in volume affect operating results.

Use it to
  • Calculate contribution and break-even volumes.
  • Test product mix and fixed-cost changes.
  • Assess operating leverage and target profit.
GHS 250.00Single-user licence
See what’s inside

Break-Even, Profitability and Operating Leverage

  • 47-page original English PDF
  • 1 Excel workbook(s) · 8 editable worksheets
  • All listed files delivered in one ZIP

For: Business owners, Finance teams, SMEs, Business advisers.

Evidence dates: Ghana / GHS reference setting. Evidence checked 10 October 2026; business inputs are illustrative.

Illustrative scenarios and editable assumptions require calibration to your own records. Outputs are conditional planning results, not guaranteed forecasts or lending decisions.

External references do not imply endorsement; independent human validation is not asserted.

Version 1.0.0 · October 2026 · Dr. Felix Larry Essilfie · IDER

Included files: IDER_F03_Report.pdf · IDER_F03_Model.xlsx

Extract the ZIP to open the report and included Excel workbooks.

Cover of Product Pricing and Profit-Margin OptimiserPDF + Excel package
Financial model · F04

Product Pricing and Profit-Margin Optimiser

47 pages8 Excel sheetsEnglish edition

Compare 125 price combinations across three products using editable demand assumptions. Test profit, capacity and working-capital constraints before selecting a price scenario.

Use it to
  • Compare five price choices for each of three products.
  • Test assumed demand responses and margins.
  • Apply capacity and working-capital constraints.
GHS 350.00Single-user licence
See what’s inside

Product Pricing and Profit-Margin Optimiser

  • 47-page original English PDF
  • 1 Excel workbook(s) · 8 editable worksheets
  • All listed files delivered in one ZIP

For: Business owners, Finance teams, SMEs, Business advisers.

Evidence dates: Ghana / GHS reference setting. Evidence checked 10 October 2026; business inputs are illustrative.

Illustrative scenarios and editable assumptions require calibration to your own records. Outputs are conditional planning results, not guaranteed forecasts or lending decisions.

External references do not imply endorsement; independent human validation is not asserted.

Demand responses are assumed, not empirically estimated price elasticities.

Version 1.0.0 · October 2026 · Dr. Felix Larry Essilfie · IDER

Included files: IDER_F04_Report.pdf · IDER_F04_Model.xlsx

Extract the ZIP to open the report and included Excel workbooks.

Cover of SME Loan Affordability and True Borrowing CostPDF + Excel package
Financial model · F05

SME Loan Affordability and True Borrowing Cost

47 pages8 Excel sheetsEnglish edition

Compare usable loan proceeds, fees, repayments and effective annual borrowing costs. Examine whether business cash generation can support debt service.

Use it to
  • Compare usable proceeds after fees.
  • Calculate repayments and effective annual cost.
  • Test debt-service coverage and affordability.
GHS 300.00Single-user licence
See what’s inside

SME Loan Affordability and True Borrowing Cost

  • 47-page original English PDF
  • 1 Excel workbook(s) · 8 editable worksheets
  • All listed files delivered in one ZIP

For: Business owners, Finance teams, SMEs, Business advisers.

Evidence dates: Ghana / GHS reference setting. Evidence checked 10 October 2026; business inputs are illustrative.

Illustrative scenarios and editable assumptions require calibration to your own records. Outputs are conditional planning results, not guaranteed forecasts or lending decisions.

External references do not imply endorsement; independent human validation is not asserted.

Version 1.0.0 · October 2026 · Dr. Felix Larry Essilfie · IDER

Included files: IDER_F05_Report.pdf · IDER_F05_Model.xlsx

Extract the ZIP to open the report and included Excel workbooks.

Cover of Working Capital and Cash Conversion CyclePDF + Excel package
Financial model · F06

Working Capital and Cash Conversion Cycle

47 pages7 Excel sheetsEnglish edition

Connect receivables, inventory and payables to cash tied up in daily trading. Test collection and supplier terms and the cash required for growth.

Use it to
  • Review receivables, inventory and payables.
  • Test collection and supplier settlement terms.
  • Estimate the working capital needed for growth.
GHS 300.00Single-user licence
See what’s inside

Working Capital and Cash Conversion Cycle

  • 47-page original English PDF
  • 1 Excel workbook(s) · 7 editable worksheets
  • All listed files delivered in one ZIP

For: Business owners, Finance teams, SMEs, Business advisers.

Evidence dates: Ghana / GHS reference setting. Evidence checked 10 October 2026; business inputs are illustrative.

Illustrative scenarios and editable assumptions require calibration to your own records. Outputs are conditional planning results, not guaranteed forecasts or lending decisions.

External references do not imply endorsement; independent human validation is not asserted.

Version 1.0.0 · October 2026 · Dr. Felix Larry Essilfie · IDER

Included files: IDER_F06_Report.pdf · IDER_F06_Model.xlsx

Extract the ZIP to open the report and included Excel workbooks.

Cover of Business Expansion and Branch ProfitabilityPDF + Excel package
Financial model · F07

Business Expansion and Branch Profitability

47 pages10 Excel sheetsEnglish edition

Evaluate up to three branches using incremental sales, ramp-up, cannibalisation, investment and financing assumptions. Compare expansion scenarios against the existing business.

Use it to
  • Model three branch scenarios and ramp-up.
  • Allow for cannibalisation and incremental operating costs.
  • Assess investment, profitability and funding needs.
GHS 400.00Single-user licence
See what’s inside

Business Expansion and Branch Profitability

  • 47-page original English PDF
  • 1 Excel workbook(s) · 10 editable worksheets
  • All listed files delivered in one ZIP

For: Business owners, Finance teams, SMEs, Business advisers.

Evidence dates: Ghana / GHS reference setting. Evidence checked 10 October 2026; business inputs are illustrative.

Illustrative scenarios and editable assumptions require calibration to your own records. Outputs are conditional planning results, not guaranteed forecasts or lending decisions.

External references do not imply endorsement; independent human validation is not asserted.

Version 1.0.0 · October 2026 · Dr. Felix Larry Essilfie · IDER

Included files: IDER_F07_Report.pdf · IDER_F07_Model.xlsx

Extract the ZIP to open the report and included Excel workbooks.

Cover of Financial Distress and Business TurnaroundPDF + Excel package
Financial model · F08

Financial Distress and Business Turnaround

47 pages7 Excel sheetsEnglish edition

Diagnose cash shortfalls and compare turnaround actions. Separate recurring savings from one-off cash releases and approval-dependent financing to reveal the remaining gap.

Use it to
  • Build a baseline cash-shortfall view.
  • Separate recurring savings from one-off cash effects.
  • Test approved actions and remaining financing needs.
GHS 350.00Single-user licence
See what’s inside

Financial Distress and Business Turnaround

  • 47-page original English PDF
  • 1 Excel workbook(s) · 7 editable worksheets
  • All listed files delivered in one ZIP

For: Business owners, Finance teams, SMEs, Business advisers.

Evidence dates: Ghana / GHS reference setting. Evidence checked 10 October 2026; business inputs are illustrative.

Illustrative scenarios and editable assumptions require calibration to your own records. Outputs are conditional planning results, not guaranteed forecasts or lending decisions.

External references do not imply endorsement; independent human validation is not asserted.

Version 1.0.0 · October 2026 · Dr. Felix Larry Essilfie · IDER

Included files: IDER_F08_Report.pdf · IDER_F08_Model.xlsx

Extract the ZIP to open the report and included Excel workbooks.

Cover of Business Financial Intelligence SuitePDF + Excel package
Financial model · SUITE

Business Financial Intelligence Suite

55 pages16 Excel sheetsEnglish edition

Bring integrated financial planning, 13-week liquidity, break-even, borrowing and working capital into one financial core. The Suite combines the F01, F02, F03, F05 and F06 functions.

Use it to
  • Connect operating assumptions with integrated financial statements.
  • Review near-term liquidity, break-even and debt affordability.
  • Track working capital across a single financial core.
GHS 500.00Single-user licence
See what’s inside

Business Financial Intelligence Suite

  • 55-page original English PDF
  • 1 Excel workbook(s) · 16 editable worksheets
  • All listed files delivered in one ZIP

For: Business owners, Finance teams, SMEs, Business advisers.

Evidence dates: Ghana / GHS reference setting. Evidence checked 10 October 2026; business inputs are illustrative.

Illustrative scenarios and editable assumptions require calibration to your own records. Outputs are conditional planning results, not guaranteed forecasts or lending decisions.

External references do not imply endorsement; independent human validation is not asserted.

Version 1.0.0 · October 2026 · Dr. Felix Larry Essilfie · IDER

Included files: IDER_SUITE_Report.pdf · IDER_SUITE_Model.xlsx

Extract the ZIP to open the report and included Excel workbooks.

Cover of Starting and Managing a Business in Ghana from Abroad: Capital Requirements and Operating ControlsPDF + Excel package
Diaspora business planning

Starting and Managing a Business in Ghana from Abroad

160 pages29 Excel sheetsEnglish edition

Plan a Ghana business while living abroad. Compare six business cases, capital and cash requirements over 24 months, and controls for passive, actively remote and resident management.

Use it to
  • Compare six business cases and three management arrangements.
  • Plan entry capital, working capital and a 24-month operating case.
  • Set authority, banking, stock, payroll and reporting controls.
GHS 500.00Single-user licence
See what’s inside

Starting and Managing a Business in Ghana from Abroad: Capital Requirements and Operating Controls

  • 160-page original English PDF
  • 2 Excel workbook(s) · 29 editable worksheets
  • All listed files delivered in one ZIP

For: Business owners, Investors, Financial institutions, Advisers.

Evidence dates: Evidence cut-off: 2026-10-04. See report for reference periods and source definitions.

Conditional planning cases require local quotes and company-specific inputs. No national diaspora success rates, causal ownership effects or guaranteed returns are established.

Legal and administrative requirements are date-sensitive and need current verification.

Final commercial edition · October 2026 · Dr. Felix Larry Essilfie · IDER

Included files: IDER_Ghana_From_Abroad_Final_Commercial_Edition.pdf · IDER_Ghana_From_Abroad_Final_Planning_Models.xlsx · IDER_Ghana_From_Abroad_Final_Empirical_Validation_Workbook.xlsx

Extract the ZIP to open the report and included Excel workbooks.

Cover of Ghana Residential Rental Investment: Net Yields, Vacancy, and Diaspora Ownership CostsPDF + Excel package
Property investment planning

Ghana Residential Rental Investment

159 pages18 Excel sheetsEnglish edition

Assess residential rental economics using six Accra locations and an editable investment model. Compare net yields, vacancy, financing, foreign exchange and ownership-control costs.

Use it to
  • Compare gross and net rental yields.
  • Test occupancy, debt service, currency and return scenarios.
  • Plan property-specific ownership and management controls.
GHS 450.00Single-user licence
See what’s inside

Ghana Residential Rental Investment: Net Yields, Vacancy, and Diaspora Ownership Costs

  • 159-page original English PDF
  • 1 Excel workbook(s) · 18 editable worksheets
  • All listed files delivered in one ZIP

For: Business owners, Investors, Financial institutions, Advisers.

Evidence dates: Evidence cut-off: 2026-10-07. See report for reference periods and source definitions.

The sample contains 81 deduplicated two-bedroom asking-price observations across six Accra locations, not completed transactions.

Verify property-specific prices, occupancy, legal and financing inputs. Conditional scenarios do not guarantee returns.

Final commercial edition · October 2026 · Dr. Felix Larry Essilfie · IDER

Included files: IDER_Ghana_Residential_Rental_Investment_Final_Commercial_Edition.pdf · IDER_Ghana_Residential_Rental_Investment_Planning_Model.xlsx

Extract the ZIP to open the report and included Excel workbooks.

Know exactly what you are purchasing.

Every listing names its files, evidence dates and limitations. PDF + Excel packages include the report and workbooks listed on their own product card. Purchases cover one named reader. Separate datasets, updates and advisory services are not included.

A closer look

Match the publication to your business question.

Compare purpose, format and price without leaving this page.

IDER commercial research collection · GHS prices · one named user
PublicationYour decisionWhat you receivePriceExplore
How resilient is your business plan when sales, costs and cash conditions change?159 pages · English PDF
+ 27 Excel worksheets
One ZIP package		GHS 500.00
Where is the paying demand for your next product?96 pages · English PDFGHS 350.00
What turns digital activity into retained contribution?128 pages · English PDFGHS 400.00
Which homes can buyers and tenants actually finance and sustain?139 pages · English PDFGHS 450.00
Is your operating plan financially consistent?48 pages · English PDF
+ 14 Excel worksheets
One ZIP package		GHS 450.00
When could your business run short of cash?47 pages · English PDF
+ 8 Excel worksheets
One ZIP package		GHS 300.00
What sales volume supports your profit target?47 pages · English PDF
+ 8 Excel worksheets
One ZIP package		GHS 250.00
Which pricing scenario fits your margin and capacity?47 pages · English PDF
+ 8 Excel worksheets
One ZIP package		GHS 350.00
Can your business afford the full cost of a loan?47 pages · English PDF
+ 8 Excel worksheets
One ZIP package		GHS 300.00
How much cash is tied up in your operating cycle?47 pages · English PDF
+ 7 Excel worksheets
One ZIP package		GHS 300.00
Does the next branch add enough value?47 pages · English PDF
+ 10 Excel worksheets
One ZIP package		GHS 400.00
Which turnaround actions close the cash gap?47 pages · English PDF
+ 7 Excel worksheets
One ZIP package		GHS 350.00
How do your operating decisions flow into cash and finance?55 pages · English PDF
+ 16 Excel worksheets
One ZIP package		GHS 500.00
What capital and controls does a remotely managed business need?160 pages · English PDF
+ 29 Excel worksheets
One ZIP package		GHS 500.00
What remains after vacancy, financing and ownership costs?159 pages · English PDF
+ 18 Excel worksheets
One ZIP package		GHS 450.00
How to purchase

Select. Pay. Download.

Every product and checkout total is priced in GHS. Review the listed files and licence before paying.

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    Choose any reports or model packages. Each remains a separate product with its own price and named-user licence.

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    Keep your private order link. Downloads unlock after payment verification. Open each PDF directly or extract a ZIP to access its report and Excel workbooks.

Before you purchase

Know your research.

info@iderafrica.com
What do the financial-model packages include?

Each F01–F08 model and the Business Financial Intelligence Suite has a separate product listing. Its ZIP includes the original English PDF report and matching editable Excel workbook. The Suite combines F01, F02, F03, F05 and F06 functions. Each card lists its exact files, page count and Excel worksheets.

Which research reports include workbooks?

Business Outlook includes a 27-sheet planning workbook. Business from Abroad includes a 22-sheet planning workbook and a seven-sheet empirical validation workbook. Residential Rental Investment includes an 18-sheet planning workbook. Each report and its listed workbooks form one product.

Does this include the Cloud application?

This store sells downloadable files for a one-time GHS price. IDER Financial Intelligence Cloud subscriptions are offered separately on the Applications page for online modelling, saved scenarios and collaboration.

Can my team use these files?

Each price covers one named user, who may edit included workbooks for internal research and business planning. Contact IDER for multi-user or institutional licensing.

Can I pay with an international card?

Available Visa and Mastercard payments are charged in GHS through Paystack. Your issuer determines conversion into your card currency and any fees. The product price remains in GHS.

When will my files be available?

After payment is verified with Paystack, your saved order displays its downloads and access deadlines. No automatic delivery email is sent. Save your private order link and contact IDER with your order reference for assistance.

What should I check before using the research or models?

Read each product’s evidence dates, assumptions and interpretation limits. Calibrate workbook inputs to your own records. Historical observations and illustrative scenarios are not guaranteed forecasts, investment returns or lending decisions.

For teams and institutions

Put evidence to work across your organisation.

Discuss multi-user licensing or a research assignment designed around your business question.

Discuss a team licence