Government Securities and Bank Balance Sheets: Ghana’s Sovereign–Bank Link

Connects government-security exposure with bank capital, asset quality, liquidity and capacity to finance private investment. Source-reconciled accounting and explicit stress tests clarify where bank resilience and lending constraints may interact.

90 pages · 1.48 MB · English

About this report

Author: Dr. Felix Larry Essilfie
Publisher: Institute of Development and Economic Research (IDER)
Publication date: September 2026
Evidence cut-off: 2026-09-20
Reference period: Banking and securities endpoints: end-2025. Historical soundness and balance-sheet context: 2020–2025.
Series: IDER’s Ghana Macroeconomic Policy and Business Intelligence Briefings

Read the evidence in context

Stress results depend on stated assumptions and are neither forecasts nor bank valuations. External causal evidence is not presented as an estimate of Ghanaian effects.

The report’s original source definitions, assumptions and limitations govern its interpretation. References to other institutions do not imply their endorsement.

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