Institutional investment · September 2026

Changing Interest Rates: Implications for Pension Funds, Insurers and Savers

Explores reinvestment income, purchasing power and the matching of assets to future obligations. Ghanaian evidence is combined with transparent valuation, funding and saver scenarios to support exposure-based decisions.

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84 pages · 1.39 MB · English

Cover of Changing Interest Rates: Implications for Pension Funds, Insurers and Savers

About this report

Author: Dr. Felix Larry Essilfie
Publisher: Institute of Development and Economic Research (IDER)
Publication date: September 2026
Evidence cut-off: 2026-09-20
Reference period: Rate snapshots through June 2026. Pension evidence: 2021–2025. Insurance evidence: 2024.
Series: IDER’s Ghana Macroeconomic Policy and Business Intelligence Briefings

Read the evidence in context

Stress scenarios are conditional illustrations, not forecasts. Causal estimates from other countries are not Ghanaian effects.

The report’s original source definitions, assumptions and limitations govern its interpretation. References to other institutions do not imply their endorsement.

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